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Cheapest car insurance in Provo, Utah

Utah requires minimum liability coverage of 25/65/15, plus $3,000 PIP. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Utah →

Pulled directly from carrier rate filings for this city.

Provo is a smaller market, 117,335 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 58% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 25% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $99.20
02 Auto-OwnersFiled rate, credit/record adjusted $120.28
03 State FarmFiled rate, credit/record adjusted $131.44
04 GEICOFiled rate, credit/record adjusted $142.60
05 American FamilyFiled rate, credit/record adjusted $168.64
06 AllstateFiled rate, credit/record adjusted $181.04
07 ProgressiveFiled rate, credit/record adjusted $183.52
08 FarmersFiled rate, credit/record adjusted $234.36
Rate explainer
Why is your best rate $99.20 and not $209.31?

Provo is priced against 8 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-82.19
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$30.51
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.