State Farm.

Priced in 72 cities we track, for the 25-55 driver, Full coverage, Good credit bracket.

5
Times cheapest
#4.3
Average rank
0.55
NAIC complaint index, Well below average
What the complaint index means

The NAIC complaint index compares how many complaints an insurer gets to how big it is. 1.00 is the industry baseline. State Farm sits at 0.55, meaning it gets noticeably fewer complaints than expected for its size. 2026 data, NAIC-based comparison via Zeember.

#CityRank thereMonthly
01 Fargo, NDFiled rate #3 of 14 $50.00 02 Boise, IDFiled rate #2 of 7 $74.00 03 Naperville, ILFiled rate #2 of 10 $86.00 04 Jackson, MSFiled rate #1 of 9 $95.00 05 Little Rock, ARFiled rate #2 of 5 $97.33 06 Honolulu, HIFiled rate #1 of 7 $103.67 07 Provo, UTFiled rate #3 of 8 $106.00 08 Saint Paul, MNFiled rate #1 of 8 $109.00 09 Anchorage, AKFiled rate #2 of 4 $109.03 10 Santa Fe, NMFiled rate #2 of 8 $115.00 11 Raleigh, NCFiled rate #2 of 7 $125.00 12 Cheyenne, WYFiled rate #3 of 6 $135.17 13 Burlington, VTState-average estimate #3 of 3 $135.68 14 Montpelier, VTState-average estimate #3 of 3 $135.68 15 Richmond, VAFiled rate #2 of 10 $136.00 16 Bangor, MEState-average estimate #3 of 3 $136.74 17 Casper, WYState-average estimate #3 of 3 $138.86 18 Missoula, MTFiled rate #3 of 8 $144.17 19 Lexington, KYFiled rate #4 of 10 $156.00 20 Cleveland, OHState-average estimate #3 of 3 $156.88 21 Columbus, OHState-average estimate #3 of 3 $156.88 22 Des Moines, IAFiled rate #3 of 11 $159.08 23 Hilo, HIState-average estimate #3 of 3 $160.06 24 Billings, MTFiled rate #2 of 7 $162.75 25 Charlotte, NCFiled rate #2 of 7 $164.00 26 Los Angeles, CAFiled rate #1 of 4 $172.90 27 Houston, TXFiled rate #3 of 10 $174.25 28 Dover, DEFiled rate #3 of 12 $178.00 29 Portland, MEFiled rate #8 of 8 $182.25 30 Minneapolis, MNFiled rate #4 of 9 $182.33 31 Charleston, WVState-average estimate #3 of 3 $189.74 32 Bismarck, NDState-average estimate #3 of 3 $190.80 33 Sioux Falls, SDFiled rate #4 of 9 $191.08 34 Rapid City, SDFiled rate #3 of 9 $197.58 35 Eugene, ORState-average estimate #3 of 3 $210.94 36 Seattle, WAFiled rate #7 of 9 $211.92 37 Spokane, WAFiled rate #6 of 7 $212.33 38 Warwick, RIFiled rate #3 of 9 $218.67 39 Providence, RIFiled rate #2 of 10 $219.67 40 Charleston, WVFiled rate #7 of 8 $221.42 41 Virginia Beach, VAFiled rate #8 of 8 $222.00 42 Nashua, NHFiled rate #10 of 10 $222.75 43 Annapolis, MDState-average estimate #3 of 3 $223.66 44 New York City, NYFiled rate #1 of 6 $226.40 45 Fairbanks, AKFiled rate #5 of 6 $233.33 46 Pittsburgh, PAFiled rate #7 of 8 $234.58 47 Phoenix, AZFiled rate #4 of 9 $236.83 48 Wichita, KSState-average estimate #3 of 3 $238.50 49 Overland Park, KSFiled rate #7 of 9 $239.92 50 Dallas, TXFiled rate #2 of 3 $242.75 51 Manchester, NHFiled rate #9 of 10 $246.17 52 Austin, TXState-average estimate #3 of 3 $261.82 53 Portland, ORFiled rate #7 of 9 $267.50 54 Denver, COFiled rate #6 of 8 $268.00 55 Baltimore, MDFiled rate #6 of 7 $269.00 56 Columbia, SCFiled rate #7 of 7 $278.08 57 Reno, NVFiled rate #4 of 7 $284.33 58 St. Louis, MOFiled rate #6 of 10 $290.08 59 Charleston, SCFiled rate #7 of 7 $297.17 60 Louisville, KYFiled rate #7 of 9 $308.00 61 Wilmington, DEFiled rate #6 of 9 $312.50 62 Orlando, FLState-average estimate #3 of 3 $329.66 63 Baton Rouge, LAState-average estimate #3 of 3 $346.62 64 Buffalo, NYFiled rate #7 of 8 $352.00 65 Colorado Springs, COFiled rate #8 of 9 $368.92 66 Grand Rapids, MIFiled rate #9 of 9 $372.50 67 Washington, DCFiled rate #6 of 6 $409.00 68 Bridgeport, CTFiled rate #8 of 9 $431.50 69 Jersey City, NJFiled rate #8 of 8 $437.83 70 Hartford, CTFiled rate #9 of 9 $439.00 71 Las Vegas, NVFiled rate #3 of 3 $444.25 72 Detroit, MIFiled rate #4 of 6 $567.00