Open data
Download the numbers.
Everything behind Open Rate Index, the same data every page on this site is built from, is available as CSV. Free to use, a link back to openrateindex.com is appreciated but not required.
State averages
One row per state, average filed rate for an adult, full-coverage, good-credit, clean-record driver, plus the minimum coverage requirement.
Download CSVCity-level rates
One row per insurer per city, 546 filed and estimated rates across 104 cities in 51 states, refreshed every time we import new data.
Download CSVA note on the numbers
Rows marked is_estimated=1 are spread from a statewide average, not filed per city. See the methodology page for how each type is built. These files regenerate live from our database, so a re-download always reflects the current site.