USAA.

Priced in 53 cities we track, for the 25-55 driver, Full coverage, Good credit bracket.

33
Times cheapest
#1.8
Average rank
0.26
NAIC complaint index, Well below average
What the complaint index means

The NAIC complaint index compares how many complaints an insurer gets to how big it is. 1.00 is the industry baseline. USAA sits at 0.26, meaning it gets noticeably fewer complaints than expected for its size. 2026 data, NAIC-based comparison via Zeember.

#CityRank thereMonthly
01 Fargo, NDFiled rate #2 of 14 $50.00 02 Boise, IDFiled rate #1 of 7 $57.83 03 Idaho Falls, IDFiled rate #4 of 5 $66.00 04 Fort Wayne, INFiled rate #1 of 9 $75.33 05 Provo, UTFiled rate #1 of 8 $80.00 06 Little Rock, ARFiled rate #1 of 5 $84.08 07 Indianapolis, INFiled rate #1 of 9 $84.50 08 Anchorage, AKFiled rate #1 of 4 $89.21 09 Nashua, NHFiled rate #1 of 10 $89.83 10 Missoula, MTFiled rate #1 of 8 $95.50 11 Cheyenne, WYFiled rate #1 of 6 $96.17 12 Overland Park, KSFiled rate #1 of 9 $97.25 13 Manchester, NHFiled rate #1 of 10 $97.50 14 Jackson, MSFiled rate #2 of 9 $99.00 15 Virginia Beach, VAFiled rate #2 of 8 $102.00 16 Albuquerque, NMFiled rate #1 of 9 $103.00 17 Honolulu, HIFiled rate #2 of 7 $104.00 18 Billings, MTFiled rate #1 of 7 $106.50 19 Kansas City, MOFiled rate #1 of 8 $108.00 20 Salt Lake City, UTFiled rate #1 of 9 $108.50 21 Des Moines, IAFiled rate #1 of 11 $109.33 22 Dover, DEFiled rate #1 of 12 $116.00 23 Charleston, WVFiled rate #1 of 8 $116.50 24 Washington, DCFiled rate #1 of 6 $118.00 25 St. Louis, MOFiled rate #1 of 10 $125.08 26 Omaha, NEFiled rate #1 of 8 $125.42 27 San Diego, CAFiled rate #2 of 4 $126.42 28 Montgomery, ALFiled rate #1 of 9 $126.92 29 Lincoln, NEFiled rate #1 of 8 $127.58 30 Birmingham, ALFiled rate #1 of 10 $132.25 31 Saint Paul, MNFiled rate #3 of 8 $134.00 32 Santa Fe, NMFiled rate #4 of 8 $138.00 33 Rapid City, SDFiled rate #2 of 9 $139.58 34 Naperville, ILFiled rate #8 of 10 $141.00 35 Savannah, GAFiled rate #1 of 6 $141.42 36 Providence, RIFiled rate #1 of 10 $141.83 37 Oklahoma City, OKFiled rate #1 of 10 $142.00 38 Portland, ORFiled rate #2 of 9 $143.83 39 Tulsa, OKFiled rate #1 of 10 $144.00 40 Fairbanks, AKFiled rate #1 of 6 $144.33 41 Louisville, KYFiled rate #1 of 9 $147.25 42 Baltimore, MDFiled rate #1 of 7 $150.00 43 Columbia, SCFiled rate #2 of 7 $155.08 44 Charleston, SCFiled rate #2 of 7 $162.75 45 Hartford, CTFiled rate #1 of 9 $168.42 46 Bridgeport, CTFiled rate #1 of 9 $169.58 47 Pittsburgh, PAFiled rate #3 of 8 $174.17 48 Houston, TXFiled rate #4 of 10 $179.42 49 Richmond, VAFiled rate #5 of 10 $182.00 50 Colorado Springs, COFiled rate #2 of 9 $191.42 51 Lexington, KYFiled rate #9 of 10 $192.00 52 Wilmington, DEFiled rate #3 of 9 $198.00 53 New Orleans, LAFiled rate #2 of 7 $285.00