Cheapest car insurance in Portland, Oregon

Oregon requires minimum liability coverage of 25/50/20, plus $15,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Oregon →

Pulled directly from carrier rate filings for this city.

With 641,162 residents, Portland sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 68% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 14% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 Oregon Mutual InsuranceFiled rate, credit/record adjusted $105.26
02 USAAFiled rate, credit/record adjusted $122.26
03 TravelersFiled rate, credit/record adjusted $142.59
04 Country FinancialFiled rate, credit/record adjusted $145.14
05 GEICOFiled rate, credit/record adjusted $148.96
06 NationwideFiled rate, credit/record adjusted $167.09
07 State FarmFiled rate, credit/record adjusted $227.38
08 FarmersFiled rate, credit/record adjusted $240.83
09 ProgressiveFiled rate, credit/record adjusted $325.76
Rate explainer
Why is your best rate $105.26 and not $209.31?

Portland is priced against 9 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$3.14
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-31.87
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.