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open/ CT/ hartford

Cheapest car insurance in Hartford, Connecticut

Connecticut requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Connecticut →

Pulled directly from carrier rate filings for this city.

Hartford is a smaller market, 121,054 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 62% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 75% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $200.42
02 GEICOFiled rate, credit/record adjusted $216.28
03 KemperFiled rate, credit/record adjusted $238.00
04 NationwideFiled rate, credit/record adjusted $362.65
05 ProgressiveFiled rate, credit/record adjusted $374.65
06 AllstateFiled rate, credit/record adjusted $401.03
07 AmicaFiled rate, credit/record adjusted $472.63
08 FarmersFiled rate, credit/record adjusted $511.31
09 State FarmFiled rate, credit/record adjusted $522.41
Rate explainer
Why is your best rate $200.42 and not $209.31?

Hartford is priced against 9 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$98.75
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, One ticket (modeled) +$58.53
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.