Cheapest car insurance in Anchorage, Alaska

Alaska requires minimum liability coverage of 50/100/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Alaska →

Pulled directly from carrier rate filings for this city.

With 291,247 residents, Anchorage sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 48% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 26% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $106.16
02 State FarmFiled rate, credit/record adjusted $129.75
03 Umialik InsuranceFiled rate, credit/record adjusted $179.86
04 AllstateFiled rate, credit/record adjusted $205.31
Rate explainer
Why is your best rate $106.16 and not $209.31?

Anchorage is priced against 4 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-78.84
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, One ticket (modeled) +$24.79
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.