Cheapest car insurance in Seattle, Washington

Washington requires minimum liability coverage of 25/50/10. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Washington →

Pulled directly from carrier rate filings for this city.

With 737,015 residents, Seattle sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 52% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 21% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 KemperFiled rate, credit/record adjusted $162.84
02 TravelersFiled rate, credit/record adjusted $186.72
03 CIGFiled rate, credit/record adjusted $198.96
04 ProgressiveFiled rate, credit/record adjusted $223.32
05 GEICOFiled rate, credit/record adjusted $235.08
06 ChubbFiled rate, credit/record adjusted $300.84
07 State FarmFiled rate, credit/record adjusted $305.16
08 National GeneralFiled rate, credit/record adjusted $323.88
09 PemcoFiled rate, credit/record adjusted $340.44
Rate explainer
Why is your best rate $162.84 and not $209.31?

Seattle is priced against 9 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-33.60
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, At-fault crash (modeled) +$77.31
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.