Cheapest car insurance in Seattle, Washington

Washington requires minimum liability coverage of 25/50/10. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Washington →

Pulled directly from carrier rate filings for this city.

With 737,015 residents, Seattle sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 52% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 29% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 KemperFiled rate, credit/record adjusted $96.12
02 TravelersFiled rate, credit/record adjusted $110.22
03 CIGFiled rate, credit/record adjusted $117.44
04 ProgressiveFiled rate, credit/record adjusted $131.82
05 GEICOFiled rate, credit/record adjusted $138.76
06 ChubbFiled rate, credit/record adjusted $177.58
07 State FarmFiled rate, credit/record adjusted $180.13
08 National GeneralFiled rate, credit/record adjusted $191.18
09 PemcoFiled rate, credit/record adjusted $200.96
Rate explainer
Why is your best rate $96.12 and not $209.31?

Seattle is priced against 9 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-33.60
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-26.36
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.