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Cheapest car insurance in Warwick, Rhode Island

Rhode Island requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Rhode Island →

Pulled directly from carrier rate filings for this city.

Warwick is a smaller market, 82,823 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 43% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, rates here land close to the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 TravelersFiled rate, credit/record adjusted $154.84
02 ProgressiveFiled rate, credit/record adjusted $172.69
03 State FarmFiled rate, credit/record adjusted $185.87
04 NationwideFiled rate, credit/record adjusted $201.59
05 GEICOFiled rate, credit/record adjusted $203.58
06 AmicaFiled rate, credit/record adjusted $216.11
07 American FamilyFiled rate, credit/record adjusted $216.47
08 AllstateFiled rate, credit/record adjusted $230.71
09 FarmersFiled rate, credit/record adjusted $270.58
Rate explainer
Why is your best rate $154.84 and not $209.31?

Warwick is priced against 9 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$32.84
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-36.32
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.