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Cheapest car insurance in Idaho Falls, Idaho

Idaho requires minimum liability coverage of 25/50/15. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Idaho →

Pulled directly from carrier rate filings for this city.

Idaho Falls is a smaller market, 65,046 residents, so filed data can take longer to catch up when a carrier changes pricing. Insurers are moderately spread out in Idaho Falls, about 27% between the cheapest and priciest filed rate, so shopping around still moves the number. On average, drivers here pay about 75% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 American National P&CFiled rate, credit/record adjusted $44.20
02 Auto-OwnersFiled rate, credit/record adjusted $47.60
03 Idaho Farm BureauFiled rate, credit/record adjusted $51.85
04 USAAFiled rate, credit/record adjusted $56.10
05 TravelersFiled rate, credit/record adjusted $60.35
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Rate explainer
Why is your best rate $44.20 and not $209.31?

Idaho Falls is priced against 5 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-148.11
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-9.18
Driving record, Clean (modeled) +$0.00
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What if
What would change your rate here?

Based on the modeled credit/record adjustment on top of this city's filed 25-55 driver, Full coverage, Excellent credit base rate. Not a quote.

About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.