Who has the cheapest car insurance with excellent credit?

American National P&C has the lowest national average we track for this bracket, at $44.20 a month.

What is the average cost for this bracket?

Across 103 insurers and every city we track, the average is $192.21 a month.

Real filed 25-55/full-coverage rates with the excellent-credit modeled adjustment applied, aggregated across every city we track.

Credit tier is a modeled adjustment (×0.85) applied to real filed 25-55/full-coverage base rates, not a separately filed rate. Methodology.

$192.21

National avg / month

-8%

vs adult/full baseline

#InsurerAvg / mo

01 American National P&C $44.20

02 Idaho Farm Bureau $51.85

03 Oregon Mutual $67.01

04 Farm Bureau of ID Group $71.12

05 Virginia Farm Bureau Insurance $83.30

06 Island Insurance Group $91.23

07 21st Century $95.20

08 Donegal $98.28

09 State Auto $98.60

10 Oregon Mutual Insurance $105.26

11 American National $106.01

12 USAA $108.78

From $41.65/mo

From $44.20/mo

From $49.16/mo

From $62.05/mo

From $64.03/mo

From $67.43/mo

From $68.00/mo

From $68.00/mo

More brackets

See rates for other driver profiles.