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Cheapest car insurance in Savannah, Georgia

Georgia requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Georgia →

Pulled directly from carrier rate filings for this city.

Savannah is a smaller market, 147,743 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 56% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 16% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $168.29
02 ProgressiveFiled rate, credit/record adjusted $195.46
03 Auto-OwnersFiled rate, credit/record adjusted $224.32
04 GEICOFiled rate, credit/record adjusted $230.36
05 AllstateFiled rate, credit/record adjusted $254.86
06 Mercury InsuranceFiled rate, credit/record adjusted $383.87
Rate explainer
Why is your best rate $168.29 and not $209.31?

Savannah is priced against 6 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-5.23
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, One ticket (modeled) +$38.78
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.