Cheapest car insurance in Newark, New Jersey
New Jersey's standard policy requires minimum liability coverage of 15/30/5, plus $15,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.
Pulled directly from carrier rate filings for this city.
With 305,344 residents, Newark sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. Insurers are moderately spread out in Newark, about 37% between the cheapest and priciest filed rate, so shopping around still moves the number. On average, drivers here pay about 43% more than the national baseline we track.
Newark is priced against 7 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.