Cheapest car insurance in Worcester, Massachusetts

Massachusetts requires minimum liability coverage of 20/40/5, plus $8,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Massachusetts →

Pulled directly from carrier rate filings for this city.

With 206,518 residents, Worcester sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 45% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 43% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 Plymouth RockFiled rate, credit/record adjusted $193.34
02 GEICOFiled rate, credit/record adjusted $276.83
03 ArbellaFiled rate, credit/record adjusted $283.44
04 ProgressiveFiled rate, credit/record adjusted $306.80
05 N&D GroupFiled rate, credit/record adjusted $321.78
06 Safety InsuranceFiled rate, credit/record adjusted $324.98
07 TravelersFiled rate, credit/record adjusted $338.52
08 AmicaFiled rate, credit/record adjusted $352.26
Rate explainer
Why is your best rate $193.34 and not $209.31?

Worcester is priced against 8 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$32.42
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$58.01
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.