Cheapest car insurance in Boston, Massachusetts

Massachusetts requires minimum liability coverage of 20/40/5, plus $8,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Pulled directly from carrier rate filings for this city.

With 654,776 residents, Boston sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 49% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 33% less than the national baseline we track.