Cheapest car insurance in Atlanta, Georgia

Georgia requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Georgia →

Pulled directly from carrier rate filings for this city.

With 499,127 residents, Atlanta sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 52% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 17% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 DonegalFiled rate, credit/record adjusted $116.31
02 Georgia Farm BureauFiled rate, credit/record adjusted $135.64
03 Central InsuranceFiled rate, credit/record adjusted $151.73
04 ProgressiveFiled rate, credit/record adjusted $221.71
05 Auto-OwnersFiled rate, credit/record adjusted $243.59
Rate explainer
Why is your best rate $116.31 and not $209.31?

Atlanta is priced against 5 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-4.85
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-30.67
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.