Cheapest car insurance in Jacksonville, Florida
Florida requires PIP and property damage liability of 10/20/10. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.
Pulled directly from carrier rate filings for this city.
With 950,000 residents, Jacksonville sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. Pricing is fairly tight across carriers in Jacksonville, only 9% separates the cheapest and priciest rate we track, so the average is a reasonably fair stand-in here. On average, drivers here pay about 53% more than the national baseline we track.
Jacksonville is priced against 3 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.