Cheapest car insurance in Phoenix, Arizona

Arizona requires minimum liability coverage of 25/50/15. Rates below are monthly estimates for the 25-55 driver, Liability only, Good credit bracket.

Phoenix is one of the larger markets Open Rate Index tracks, with 1,650,070 residents and enough filed volume to keep the spread below stable month to month. We don't have per-carrier filings for this exact bracket in Phoenix yet, so the numbers below fall back to a state-average estimate until that changes.

No filed data yet for this exact bracket in Phoenix. Try Full coverage, or a different age bracket.

About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.